Yukon the Dog

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on September 08, 2009

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Web comic for geeks. XKCD. This one made me laugh out loud.

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Money Is Not Real

America was founded on independence and freedom, and America grew because of this independence and freedom. The rise and success of capitalism as an economic system was and is due in part because it is a natural fit for a free and independent people. The “American dream” reflects the history of success that people can achieve when they are independent and free: free to work, free to innovate, and free to follow their ambitions. America was also founded on the idea of equality, that everyone shares basic rights which lead to opportunities for success being open to all people. That is the heart of the American dream: the idea that anyone -- regardless of who they are, who their family is, where they live -- that anyone can succeed if they work hard, compete hard, and work smart. We have not always succeeded, but we have always worked towards this goal. American freedom and independence can be messy and chaotic. That is a strength. It allows us to a...

Terms of Patronage

Everyone should have seen them, although I seldom actually read mine: terms of service (ToS). These are the contracts companies force on you if you want to buy their service/product. Often they contain egregious terms that are totally in favor of the company and totally against you. For example, mandatory binding arbitration, which you may have heard about (e.g. here and here ). Or, Facebook's attempt earlier this year to give themselves, basically, the right to own what you post. ( Story .) And even without ToS, companies often have policies that are constructed to work against you, like how banks give themselves the leeway to clear your checks from biggest to smallest, or clear debits before credits, thereby increasing the chances and number of overdrafts you might face. Here's what we need: a Terms of Patronage that companies must agree to in order to do business with us. Of course, if you or I alone walk up to Verizon and say, "these are my terms", they'l...

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