Yukon the Dog

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What I'm Looking At

on July 30, 2009

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A cool picture. (Original from the blog The Big Picture). I find portraits fascinating that are not "stock" pictures. This is a good example.

pictures visual art

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Terms of Patronage

Everyone should have seen them, although I seldom actually read mine: terms of service (ToS). These are the contracts companies force on you if you want to buy their service/product. Often they contain egregious terms that are totally in favor of the company and totally against you. For example, mandatory binding arbitration, which you may have heard about (e.g. here and here ). Or, Facebook's attempt earlier this year to give themselves, basically, the right to own what you post. ( Story .) And even without ToS, companies often have policies that are constructed to work against you, like how banks give themselves the leeway to clear your checks from biggest to smallest, or clear debits before credits, thereby increasing the chances and number of overdrafts you might face. Here's what we need: a Terms of Patronage that companies must agree to in order to do business with us. Of course, if you or I alone walk up to Verizon and say, "these are my terms", they'l...

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What I'm Looking At

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